WHAT DOES CORN GROWERS STATE BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:

  • Name
  • Address
  • Account activity
  • Types of accounts
  • Payment history
  • Deposit history

We do not disclose information about former customers, except as permitted by law. 

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Corn Growers State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Corn Growers State Bank share?

Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes – to
offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your creditworthiness
For nonaffiliates to market to you No We do not share

Call 1-402-867-2141 or go to www.corngrowersbank.com

 

 

What We Do

How does Corn Growers State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Corn Growers State Bank collect my personal information?

 We collect your personal information from the following sources

  • Information you give us on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with our affiliates
  • Information about your transactions with other parties
  • Information from a consumer reporting agency
  • Information we receive as a result of verifying customer information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.
l Corn Growers State Bank may share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
l Corn Growers State Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

l Corn Growers State Bank doesn’t jointly market.